Sebastian insures his farm with your agency on a farm policy. He submits a claim because three of his cattle were killed while being transported to auction by a contract carrier. How does Sebastian's farm policy respond to his claim?
A. It pays the claim because livestock is covered for all causes of loss
B. It denies the claim because livestock is not covered when in the custody of a contract carrier
C. It denies the claim because livestock is only covered when located in a barn
D. It pays the claim because livestock is only excluded when being transported by the insured