Calculate Irving's total out-of-pocket costs if the estimated hospital bill is $18,960.00. After the surgery, he will require 12 physical therapy visits ($100 each), 40 home health visits ($50 each), 10 physician visits, and 5 specialist visits.
A. $1,895.60
B. $2,335.50
C. $2,567.20
D. $2,850.55