Which of the following does not apply to the Statutory Conditions?
a. If the insured has a reasonable chance to protect property from loss but failed to do so, it would not affect the claim settlement
b. When the insurer chooses to repair property, it must give written notice within 30 days of receiving the Proof of Loss
c. An agent of the insured can give notice or proof of loss if the insured is unable
d. After a loss has been reported, the insurer has the right of access to investigate the loss