Each of the following statements accurately describes a requirement of the North Carolina License Law concerning a broker's real estate trust account EXCEPT:
a) Brokers must maintain separate trust accounts for client funds.
b) Brokers must keep accurate records of all transactions involving client funds.
c) Brokers are allowed to commingle personal funds with client funds in the trust account.
d) Brokers must promptly disburse client funds according to the terms of the transaction.