Suppose that you have $9 comma 0009,000 in a rather risky investment recommended by your financial advisor. During the first year, your investment decreases by 3030% of its original value. During the second year, your investment at the end of year one increases by 4040%. Your advisor tells you that there must have been a 1010% overall increase of your original $9 comma 0009,000 investment. Is your financial advisor using percentages properly? If not, what is your actual percent gain or loss of your original $9 comma 0009,000 investment?