Respuesta :
To determine which loan to choose, Kim should compare each loans annual percentage rate (APR), the APR is the annual cost of a loan to a borrower -- including fees. Looking at the interest rate one cane determine the annual cost of a loan to a borrower and is expressed as a percentage, it does not include fees charged for the loan.
The answer is compare each loan's annual percentage rate. Kim should compare each loan's annual percentage rate to get the lowest interest loan offer. (I got it right on USTP)