Riley has had the same credit card for 10 years. She has $8000 in available credit and usually charges $300 per month. She pays her bills on time and owes $500 on a car worth $7500. Which is most likely to occur? A. Her application for a new credit card will be denied. B. She will have a high credit score. C. She will pay a high rate for insurance. D. Her application for a mortgage will not be approved.