Michelle has the following monthly expenses 490 dollars in rent $300 in groceries $90 in movies $69 in clothes $130 cellphone $99 cable television $30 internet $212 car loan $127 Insurance she wants to increase her discretionary income but doesn't know which expense she can cut identify the variable expense she can either lower or eliminate
Michelle doesn't have to see $90 worth a movie a month, and she could mostly cut that one out, if not completely. She could also see if she is able to lower her internet and/or television bill by downgrading plans.
