Answer:
Health insurance programs.
Explanation:
The health insurance may be defined as the insurance that provides medical benefits and covers the medical expenses of the client. The health insurance is provided by both the government and private sectors.
The idea of the health insurance program was first started in the New Jersey. The main aim of this insurance is to provide health benefit to the employers and individuals that cannot cover the medical expenses. The health related risk factors are also covered in the insurance.
Thus, the answer is health insurance programs.
