Joyce was injured by an uninsured drunk driver while she was riding in a friend's car. Joyce and her friend each have a PAP with an uninsured motorists limit of $50,000. How much will be paid by each policy if it is determined that Joyce has $70,000 of bodily injuries

Respuesta :

Answer:

Her friend's personal auto policy (PAP) against uninsured motorist  will cover the first $50,000 since Joyce was in her car. The remaining $20,000 (= $70,000 - $50,000) will be covered by Joyce's PAP.

Explanation:

Uninsured motorist coverage will pay for any injuries suffered from uninsured drivers, hit and run accidents, drivers with policies that do not cover the full amount of the injury and drivers with insolvent insurance companies.