The option B, Debit card is true as it does not help in building a credit
history.
A debit card is a payment card that can be used in place of cash to make purchases. It deducts money directly from a consumer's checking account when it is used.
Debit cards allow you to spend money by drawing on funds you have deposited at the bank. Credit cards allow you to borrow money from the card issuer up to a particular limit.
Thus, option B debit card is true because to build a credit history it is necessary to borrow from a bank.
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