Getting a Credit Card Reading Quiz QUESTION 6 of 10: If you are sure that you will be able to pay off the balance of your credit card bill in full each month, you should consider: a) Getting two credit cards, so you always have a line of credit open for use b) Raising your borrowing limit on your credit card so you can spend more c) Only credit cards that offer a low APR d) Only credit cards that offer zero annual fees even if the APR is high