The correct option is D). The borrower can create a payment plan.
A borrower is an individual or any business entity that takes the money from the lender on the credit with the agreement to pay it back within a specified period of time.
A borrower can control his debt by making a payment plan by which he can arrange debt payment plans directly with your creditors.
A payment plan is an organized payment schedule used for paying off any outstanding debt.
Learn more about the borrower here:-
https://brainly.com/question/17619427
#SPJ1