The flat sum that a patient may pay out of pocket for a medical service, regardless of its complexity, is called co-payment.
A co-payment or copay is a fixed amount or flat sum for a covered service, paid by a patient to the provider of service before receiving the service.
It can also be defined in an insurance policy and paid by an insured person each time a medical service is accessed.
Co-payment involves a cost-sharing arrangement where the enrollee pays a specified flat amount for a specific service and it does not change with the cost of service.
Examples of co-payment include;
Thus, the flat sum that a patient may pay out of pocket for a medical service, regardless of its complexity, is called co-payment.
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