Credit inquiry is a request for a credit report information center from a credit reporting agency, hence this aspect forms a major factor into a credit score. Option E is the correct statement.
A credit score is a numerical definition based on an analysis of a person's personal credit file, representing individual's creditworthiness.
Credit inquiries may arise from all types of businesses for a variety of reasons, but they are usually done by financial institutions.
hence, the correct option is E. Credit inquiries.
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