Advanced technology, malpractice coverage and expanded roles of healthcare have all contributed to the increased cost of healthcare. Technological advancement has always opened the door for new treatments and is not always cheap. From ground breaking medicines to machines that perform delicate procedures, the cost of these innovations are very high and increase the average cost of health care. Malpractice coverage is a form of insurance and the cost can fluctuate proportionally to the amount of claims. As insurance companies also want to cover themselves, premiums will be mandatory or relatively high.